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Cesar Liborio
Cesar is 43 years old and married. He lives with his wife and three children in the community of Santa Rosa de Cerritos in Chillanes, which is in Bolívar Province.

Cesar is a member of the San Isidro Communal Bank, which is in Santa Rosa de Cerritos, a community that is located 40 minutes away from the office of Cooperativa San Jose. The members engage in agriculture and raising animals.

Cesar is a farmer who grows beans and corn. He also raises animals, such as cattle. Cesar is requesting a loan so that he can plant beans by purchasing compost, seeds, and fertilizers. His purchases are conducted in the city of Chillanes. His dream is to improve his living conditions. The challenges he faces include dealing with the abundance of rain.

In his free time, Cesar enjoys walking through town and taking in the community festivals.

View original language description ↓
Cesar tiene 43 años de edad es casado vive con su esposa y sus tres hijos en Chillanes Provincia de Bolívar comunidad Santa Rosa de Cerritos.

Cesar es integrante en la ventanilla VRC de San Isidro se encuentra formado en la comunidad de Santa Rosa de Cerritos de una distancia de 40 minutos de la oficina de la cooperativa son personas que se dedican a la agricultura y crianza de los animales.

Cesar se dedica a la agricultura a la siembra de frejol y maíz también a la crianza de animales como el ganado. Solicita el crédito para la siembra de frejol y para la compra de bonos semillas y fertilizantes

La compra lo realiza en la ciudad de Chillanes. El sueño es mejorar las condiciones de vida. Los desafíos que se enfrenta es presencia de mucha lluvia. En el tiempo libre le gusta pasear en el pueblo y las fiestas de la comunidad.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Cesar Liborio to buy compost, seeds, and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 26, 2013
Apr 24, 2013
Currency Exchange Loss:
Apr 30, 2014