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Angel  Julio
Angel is 74 years old, married, and lives with his wife in the canton of Chimbo, which is in Bolívar Province. He is a public employee.

Angel is requesting a loan so that he can buy a washing machine. This purchase will be made in the city of Guaranda. His dream is to improve his quality of life. The challenge he faces is striving to resolve any problem he confronts.

In his free time, Angel enjoys getting together with his family.

View original language description ↓
Angel tiene 74 años de edad es casado vive con su esposa en el Cantón Chimbo Provincia Bolívar.
Angel es empleado público.

Solicita el crédito Para la compra de una lavadora. Las compras lo realizan en la ciudad de Guaranda.

Su sueño es mejorar la calidad de vida. El desafío que enfrenta es luchar contra cualquier problema.

En el tiempo libre le gusta reunirse con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 27
    View loans »
    Ecuador Loans Fundraising
  • $26,444,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Angel Julio to buy a washing machine.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 11, 2013
Apr 25, 2013
Currency Exchange Loss:
Mar 17, 2014