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Junior Edwin
Junior is a very hardworking and enthusiastic young man. He lives in the district of Tinguiña, which is known for agriculture, particularly the cultivation of cotton and potatoes among other crops.

Junior is a young man in modest circumstances. He works as a laborer for a farm in the area using his wages to help his mother with household expenses and above all to help his younger brother with school expenses. He is getting ahead because he wants to provide his family with a better quality of life. That is what motives him to continue making an effort.

Junior is very grateful to Kiva lenders for, thanks to their support, he will be able to buy school supplies for his little brother since school has already started and, without supplies, his little brother cannot do his lessons. With the loan he will be able to provides the materials his brother needs to study and also continue working to make his own dream a reality, that of having a profession and lifting his family from poverty.
View original language description ↓
Junior es un joven muy trabajador y entusiasta, vive en el distrito de la tinguiña, el cual se caracteriza por desarrollarse la agricultura en especial el cultivo de algodón, papa, entre otros. Junior es un joven de condición humilde, trabaja en un fundo agrícola de la zona como obrero y con el fruto de su trabajo puede apoyar a su madre con los gastos del hogar y sobre todo apoyar a su menor hermano con los gastos de sus estudios; el esta saliendo adelante porque quiere brindarle a su familia una mejor calidad de vida y ello lo motiva a seguir esforzándose.

Junior está muy agradecido con los prestamistas Kiva ya que gracias a su gran apoyo el podrá comprar los útiles escolares para su hermanito, ya que ya inicio el periodo escolar y debido a la falta de sus útiles, su hermanito no puede cumplir con las clases, así el podrá brindarle a su hermanos los materiales necesarios para estudiar y seguir trabajando y esforzándose para poder hacer realidad su más grande sueño:” Tener una profesión y sacar a su familia de la pobreza”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 50
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Junior Edwin to purchase school supplies (books, notebooks and uniforms, among other items).
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 25, 2013
Apr 24, 2013
Currency Exchange Loss:
Oct 17, 2013