A loan of $225 helped to buy cosmetics like blush, lipstick, eyeliner, shadow, body cream, and perfume to stock her business.


Maria Susana's story

María Susana, 55, is the single mother of three children, ages 25, 21, and 18. Only the 18-year-old is still a student and dependent on her. She was born in Sauce, located in northern Nicaragua. In her free time, she likes to have fun with her family and cook a regional chicken stew. Sadly, she lacked the resources to go to college; therefore, she strives each day to offer her son a brighter future and professional training. She wants to succeed and has been selling cosmetics and wood both as a street vendor and from her home. Previously, she made and sold tortillas. Her doctor advised her to give up this activity because she suffers rheumatism, and making tortillas required that she heat and wet her hands. She now works eight hours each day. She will use the loan as working capital to stock her business. María Susana thanks Kiva lenders for offering low-income people in countries like Nicaragua a chance for decent work.

Translated from Spanish by Kiva volunteer



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