Although she has received no formal education, Theresa is an entrepreneur. She specializes in selling provisions in Whindo (near Takoradi) in Ghana. She has been involved in this enterprise for 8 years. Theresa is married and has 5 children. Her husband works as a farmer. The proceeds from her business normally go towards helping her husband cover the family’s general expenses and pay for their children’s school fees. Theresa wants to use her loan to increase her current inventory levels allowing her to sell greater quantities of provisions. In the long term, Theresa plans to reinvest future profits into her business, thus helping her expand and meet the needs of rising customer demands.