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Darwin Jose
Darwin, 23, is single and lives with his family in Ventanas, in the province of Los Ríos. He is a farm manager and is requesting a loan to buy a refrigerator. The loan will help him buy what he needs for his home.

He will make his purchase in Ventanas. His goal is to buy a plot of land where he and his family can grow crops and earn an income. The challenge he faces is staying healthy.

In his free time he enjoys relaxing and playing.
View original language description ↓
Darwin tiene 23 años de edad es soltero el vive con su familia en Ventanas Provincia de los Ríos.

Darwin se dedica a la administración de una hacienda Solicita el crédito para comprar un refrigerador Con la ayuda del crédito podrá comprar lo que le hace falta en la casa.

La compra la realizará en Ventanas El sueño es comprar un solar para vivir con la familia para su cultivo y negocio tener ingresos. Los desafíos que enfrenta tener salud.

En el tiempo libre le gusta descansar y jugar

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,684,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Darwin Jose to buy a refrigerator.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 27, 2013
Apr 24, 2013
Currency Exchange Loss:
Jun 17, 2014