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Galo, age 64, lives in Guayaquil (suburb). He works selling chicken in the winter. In the summer he works with various items that he sells to his neighbors in order to have more income for his family.

He works alone from 8:00 in the morning until 2:00 in the afternoon. He fears getting sick and not being able to continue working because he is the only one who works in his house. He is married, and his wife is a housewife. He has children, but they are now adults.

He will use the loan to invest in stationery goods to sell. He will do this because it is now the school season in the Costa del Ecuador, and school supplies sell very rapidly.

In the future he wishes to have a tricycle in order to be able to better distribute his chicken and the products he sells in the summer.
View original language description ↓
El Señor Galo vive en Guayaquil (suburbio), el tiene 64 años de edad. El trabaja vendiendo pollo en el invierno, y en el verano trabaja con varios artículos que los vende a sus vecinos para así tener más ingresos económicos para su familia.

El realiza su trabajo solo, desde las 8:00 de la mañana hasta las 14:00 de la tarde, el teme enfermarse y no poder seguir trabajando ya que es el único que trabaja en su casa. El está casado, su esposa es ama de casa, si tiene hijos pero son ya mayores de edad.

El utilizara el préstamo para invertirlo en papeleria y venderla ya que es la epoca escolar en la Costa del Ecuador y se vende muy rapido los utiles escolares. El desea para el futuro tener un triciclo para poder distribuir mejor sus pollo, y productos de verano que el vende.

Additional Information

More information about this loan

This loan is for a Kiva borrower to pay for medical treatment. These borrowers face higher barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing borrowers with health conditions and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $425 helped Galo to buy stationery goods.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 24, 2013
Apr 24, 2013
Currency Exchange Loss:
Aug 17, 2013