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Update on Beatrice

Beatrice operates a cafe business, selling to her local residents. She appreciates the previous Kiva loan that helped her to facilitate her business, although she faces a major challenge of seasonality, especially during the rainy season when it becomes hard for her to operate her business. Her goal is to establish a restaurant business in the future.

With the 10,000 Kenyan shillings, she wants to purchase cooking utensils for her business. She decided to join Yehu because it supports small businesses.

Previous Loan Details

Beatrice has operated a café business for the past five years. Her customer base is made up of her neighbors and passers-by. She also is engaged in farming and the sales of farm produce, which provides a secondary source of income. She faces a major challenge of seasonality in her business. Her m... More from Beatrice's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 428
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 83.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Beatrice to purchase tea leaves, sugar, wheat flour, maize flour and cooking utensils for her business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 2, 2013
Apr 27, 2013
Currency Exchange Loss:
Apr 16, 2014
This photo was used before for a previous loan for Beatrice. It was first posted on Kiva on Jul, 2011. Learn More