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Ms. Naziran is a 43-year-old married woman who has been in the work of sweater-weaving for almost four years. She works hard on her weaving every day so she may earn a living for her family. She has four children, two sons and two daughters. There were days when her husband could not find work and had to return home without any money. His heart was heavy with the burden of facing his family’s disappointed faces. Her children often slept without having any food.

When Kashf’s loan officers found her in these circumstances, they informed her about microfinance and the facilities they had to offer. The couple decided to take a loan so she could start her work. She said she remembered doing it with her mother in her childhood and was hopeful that the work would help them fight poverty.

Currently she has requested a loan of 25,000 PKR to purchase spools of wool and thread in different colors for weaving. While speaking to a loan officer at Kashf, she said her children have never had to go to sleep without having a meal ever since she started working on her own. She wishes to utilize part of the revenue for the betterment of her family.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 295
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Naziran to purchase spools of wool and thread in different colors for weaving.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 9, 2013
Apr 27, 2013
Currency Exchange Loss:
May 17, 2014