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Ms Freeda is a 44-year-old married woman. She has been successfully running a beauty parlor in her community for the last two and a half years. She very well knows the art of makeup and hair styling and she makes enough to lead a decent life; her husband’s income is not sufficient to meet the everyday expenditure of the house hold.

In order to deal with more customers time after time she needs to purchase packs of makeup kits, hair rollers and facial creams. For this reason she requested a loan of PKR 25,000 from the Kashf Foundation. She is hopeful that she will get an increase in her net income and wishes to spend part of profits on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 256
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Freeda to purchase packs of makeup kits, hair rollers and facial creams.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 15, 2013
Apr 27, 2013
Currency Exchange Loss:
May 17, 2014