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Faton is a thirty-two-year-old and married. He has one daughter and they all live in the southern part of Kosovo. They are very poor. He owns a small old house that is need of renovation and has not had any repairs or renovations in the last several years. The current main source of income comes from him; he is working in a bowling alley with a very low salary.

Faton's house has an insulation problem; it loses a lot of heat. Every winter it costs a lot of money to buy the coal to keep the house warm. His family always feels cold and gets sick in the winter due to the lack of heat. Faton needs a loan to renovate his house. Renovation in this manner will allow his family to live a normal and healthy life. He really appreciates this help!

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 11
    View loans »
    Kosovo Loans Fundraising
  • $2,248,425
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Faton to renovate his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 16, 2013
Apr 27, 2013
Currency Exchange Loss:
May 17, 2014