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Update on Cecilia

Cecilia is 39 years old, comes from Nyahururu, and is happy that her farm is doing well after the previous loan from KADET LTD. She was able to buy fertilizers and herbicides that she used and was able to get a good harvest.

Cecilia has applied for her third loan from KADET LTD to enable her to buy a dairy cow which she will use to produce milk to sell to neighboring shops. She is optimistic that her business will do well after the loan.

She hopes to see her business expand in the near future.

Previous Loan Details

Cecilia has practiced farming in Nyahururu town for the last three years. She is 38 years of age, married to Simon, and they have three school-going children. She was introduced to KADET LTD by one of our field officers and this will be her second loan. She paid her previous loan well and in... More from Cecilia's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 1038
    View loans »
    Kenya Loans Fundraising
  • $47,192,275
    Funds lent in using Kiva
  • 83.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Cecilia to buy a dairy cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 16, 2013
Apr 27, 2013
Currency Exchange Loss:
May 17, 2014
This photo was used before for a previous loan for Cecilia. It was first posted on Kiva on Mar, 2012. Learn More