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Hajrije is 57 years old, and the married mother of six children. She lives in a minority community as a housewife, taking care of children. Her husband works as a taxi driver with a very low salary. Hajrije owns a small, old house that is need of renovation and has not had any repairs or renovations in the past several years. Her house has an insulation problem, in which it loses much heat. Every winter, it costs a lot of money to buy coal to keep the house warm. Hajrije’s family always feels cold and gets sick in the winter, due to the lack of heat. She needs a loan to renovate her house to buy building materials to finish the renovation. Renovation in this manner will allow her family to live a normal and healthy life. She really appreciates this help!

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 4
    View loans »
    Kosovo Loans Fundraising
  • $2,256,825
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Hajrije to buy building materials in order to renovate her house.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Apr 12, 2013
Apr 27, 2013
Currency Exchange Loss:
Jan 17, 2015