Funded

Total loan: $200
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Maha Laxmi Group


A loan of $200 helped a member to pay for purchasing a cook stove.


Maha Laxmi Group's story

Sebati is a housewife aged 28 who lives with her husband and one son of three years in a rural village named Salepali in Kalahandi district of Odisha state in India. The lady standing on the extreme left with an orange-colored sari is Sebati. Sebati is running leaf plate manufacturing and dry food businesses and her husband works as a carpenter. He also cultivates paddy (rice), maize and vegetables. From the above Sebati’s family get a monthly income of 4000 INR which makes it very difficult to manage her family's budget.

The village Salepali is very remotely located and people depend on the nearby town for all things. 98% of households in this village use fuel wood for cooking purposes. In the present situation it is very hard and expensive to get fuel wood. So the people of this area are wasting their time, money and energy to obtain it.

When Mahashakti Foundation introduced its cook stove loans, a demonstration meeting was organized in this village. In the meeting the usefulness of the cook stove--less smoke, fuel saving, less fuel cost up to 50% and time saving points--were discussed which impressed people. To get this loan Sebati formed a Joint Liability Group named Maha Laxmi, taking three other like-minded women of her village as members.

From this loan Sebati is planning to purchase a cook stove which costs Rs.2400/- . She thinks that this smokeless stove will help to save fuel wood, save time, and protect her from the bad effects of smoke. This also indirectly supports environment protection. She hopes it will also help to develop her current business so she can earn more income for better living.

The other three members of the group are Labanya, Sumani and Sumitra.

In this group: Sebati, Labanya, Sumani, Sumitra
*not pictured



Loan details

Repayment schedule: At end of term
Disbursed date: March 25, 2013
Facilitated by Field Partner: Mahashakti Foundation

Lenders and lending teams



Loan details

Repayment schedule: At end of term
Disbursed date: March 25, 2013
Facilitated by Field Partner: Mahashakti Foundation