A loan of $2,525 helped a member to pay for purchasing biscuits, cake, bread, cold drinks, etc.


Rajashree-B Group's story

Premlata is a 50-year-old married woman from the town of Bhawanipatna of Kalahandi District, Odisha, India. The lady standing on the extreme left with a raised hand is Premlata. She lives with her six-member family consisting of her husband; two sons, ages 25 and 22; and two daughters of 20 and 14 years of age. She is a very kindhearted, hardworking and enthusiastic women who always makes efforts to get her family ahead.

Premlata has been running a general grocery shop for 12 years. Initially she started the business with a low profile selling limited items like potatoes, soap, sugar, tea dust, tobacco, chocolates, etc. Gradually she expanded her business and added extra items regularly. Due to her good behavior, her business grew very fast.

In the year 2010, with her able leadership, Premlata along with four other women of her locality formed a joint liability group named Rajashree-B to take out a loan from Mahashakti Foundation for the development of their businesses. All members hail from a poor background in the "below poverty line" category. This is the third loan for her group.

With the last three loans, Premlata has been able to add some grocery items like dough, vegetables, oil and spices. Every day from the early morning, she starts her work for a stretch of ten hours. Now she is earning 500 Indian rupees daily from her business – which is not sufficient for her to manage the business. Premlata is planning to diversify her business by adding some daily needs food items. So, with the present loan, she has planned to buy biscuits, mixture, cake, bread, cold drinks, etc., in bulk. She also wants to purchase a refrigerator for storing the food items. She expects to increase her sales and income, which will serve to ensure the education and welfare of her children. Premlata hopes to build a house and get her children married into respectable families.

The other four members of the group; Sasmita, Kumudini, Rohini and Soudamini, are running a betel nut shop, running a restaurant, selling vegetables wholesale and running a cloth store business.

In this group: Sasmita, Soudamini, Kumudini, Rohini, Premlata



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