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Sharifaoy is a kind and hardworking woman. Most unfortunately, she divorced her husband a few years ago and was left alone with her two sons without support. Sharifaoy has a group 1 disability, but she is cheerful and loves her sons and life. She does not work, but she receives a pension. Sharifaoy's elder son works in Russia and the younger works as a taxi driver in their town. They both help their mother.

At the moment, she wants to build a home because they live in an apartment and next year she is planning her elder son's wedding, and a new family will be cramped in their apartment. For this, Sharifaoy is asking for a loan for the construction of a new home. They are very hopeful that next year they will live in a cozy house.

Sharifaoy wants to use the loan to buy building materials and to start building the house. She thanks Arvand in advance for the opportunity to purchase her own home.
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Шарифаой добрая и трудолюбивая женщина. К большому сожалению она несколько лет тому назад развелась с мужем и осталось с двумя сыновьями одна без опоры. У Шарифаой 1 группа инвалидности, но она жизнерадостная и любит своих сыновей и жизнь. Она ни где не работает, но получает пенсию. Старший сын Шарифаой работает в России, младший работает таксистом в их городке. Они оба помогают матери.
В настоящий момент она хочет построить дом, так как они живут в квартире, и на следующий год старший сын планирует жениться, и новой семье будет тесновато в их квартире. Для этого Шарифаой просит кредит для постройки нового дома, они очень надеются, что на следующий год будут жить в уютном доме.
На полученный кредит Шарифаой хочет купить строительные материалы и начать строить дом. Она заранее благодарит "Арванд" за возможность приобрести свой дом.

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About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $31,085,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD