Kalita is a 28-year-old married woman with three children.
She runs a small business selling fish, octopus and sea cucumbers in her community and has been doing this for more than three years.
Kalita has requested a loan to buy a fishing boat, spears and fishing net. She joined SPBD in 2009 to gain access to capital.
Kalita will use her earnings not only to improve her business, but also to support her family and her children's future education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.