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Luciana is 59 years old, married, and has six children. She works in the agricultural business, buying and selling livestock in the Philippines. Luciana has been in this business for nine years now, and has borrowed 15 times in the past from NWTF to sustain her business.

Luciana requested a PHP 20,000 loan through NWTF to purchase additional livestock to sell. In the future, she would like to save enough to purchase farm land for her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 313
    View loans »
    Philippines Loans Fundraising
  • $70,604,925
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Luciana to purchase additional livestock to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 3, 2013
Apr 28, 2013
Currency Exchange Loss:
Oct 17, 2013