A loan of $625 helped to pay for grocery items, toiletries and beverages needed in her business.


Margarita's story

This is Margarita, age 60, resident of Malibay, Pasay, Philippines. She is a widow and a mother to her children. She, with the help of her children, works to provide income for their everyday expenses. Margarita operates a variety store. In the Philippines, a variety store is a retail store that sells inexpensive items, often with a single price for all items in the store. It is the place to go to buy one sachet of shampoo, a PHP 5-worth of cooking oil, or an egg. She earns by getting supplies at wholesale prices and selling by piece. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 500 in sales every day. She is requesting a loan of PHP 25,000 to help her continue in the operation of her business. She will use the loan to buy groceries, toiletries and beverages to expand her product inventory. Margarita hopes that her business will be very successful and dreams of having a better standard of living. She meets up with her co-fellowship* members to share stories of her life and business every week and where she can also draw strength and inspiration from the fellowship and the Word of God she studies. All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.



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