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Grethel Isabel
Grethel is married and has been working as a cashier for more than a year. She uses her income to pay for her pharmacist studies and she has a great desire to get ahead. She is asking for this loan in order to pay for a required course, because her salary is not sufficient and she has to pay household expenses. She gets a little help from her husband and together they manage to pay her expenses.
View original language description ↓
La sra. Grethel es casada, ella trabaja como cajera desde hace más de un año con sus ingresos hace el gran esfuerzo para pagar sus estudios de Lic. en Química y Farmacia ya que tiene muchas ganas de superación. Solicita el crédito para poder cancelar el curso de titulación de la Carrera, ya que su salario no le es suficiente y tiene que mantener sus gastos del hogar y con la poca ayuda que recibe de su esposo, juntos logran pagar sus gastos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Grethel Isabel to pay tuition.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 23, 2013
Apr 23, 2013
Currency Exchange Loss:
Jan 18, 2014