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Update on Gilberto

Gilberto, 53, lives with his wife and three children. He has made a living in agriculture for many years. He and his children grow a variety of crops such as corn and cabbage.

He's always looking for ways to make his land productive because it's his only source of income. This way he earns a living and supports his household.

Gilberto's requesting a loan to invest in soil amendments and insecticide for his crops to have better harvest and continue supporting his family.
View original language description ↓
Don Gilberto tiene 53 años de edad y vive junto a su esposa y tres hijos. El se dedica a la agricultura desde hace muchos años. Junto a sus hijos siembra variedad de cultivos como: maíz, y repollos. Siempre busca la forma de sacarle provecho a sus tierras ya que es la única fuente de ingresos con la que cuenta. De esta forma se gana la vida y lleva el sustento a su hogar, Gilberto solicita un credito ya que desea invertir en abonos e insecticidas para los cultivos y asi tener mejores cosechas y seguir dandole el sustento diario a su familia.

Previous Loan Details

Gilberto, 51, lives with his wife and three children. He’s been working in agriculture for many years. Alongside his children he plants crops like corn and cabbage. He’s always looking for ways to make his land productive since it’s his only source of income. He earns his livelihood and provi... More from Gilberto's previous loan »

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 553
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Gilberto to buy agricultural supplies.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Mar 23, 2013
Apr 23, 2013
Currency Exchange Loss:
Dec 19, 2013
This photo was used before for a previous loan for Gilberto. It was first posted on Kiva on Aug, 2012. Learn More