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Ahmet is a villager from southern Albania. He is known for the quantity and quality of dried onions and potatoes he produces, and was recently selected to be part of the integrated projects. He is very poor, yet he practices faith to help him cope with poverty, he said.
Ahmet is 55 and married with two children, ranging from 15 to 11 years of age. Six years back, he started planting and selling agricultural products in the nearby city’s market. Sometimes buyers buy large quantities of products from him and other villagers. The loan Ahmet is requesting at the moment will be used to buy seeds for seasonal planting. “The loan I was qualified for is a very small one, but what I will get in return will be a great help for my family”, he said.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 9
    View loans »
    Albania Loans Fundraising
  • $3,250,800
    Funds lent in using Kiva
  • 107.7
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Ahmet to buy seeds for seasonal planting.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 3, 2013
Apr 27, 2013
Currency Exchange Loss:
Dec 17, 2013