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Luna De Abril Group
In this Group: Jannet Del Carmen , Nubia Del Carmen, Rosibel
This group consists of three entrepreneurs. One of them is Janet, who is 43 years old, childless and single. She has been selling a variety of shoes for the past 10 years. She sells them door-to-door as well as in markets close to where she lives. She will use the loan to purchase flip-flops, sports shoes, rubber slippers, men's sandals, etc. Rosibel is 59 years old and she sells cosmetics and second hand clothes for a living. And Nubia is 48 years old and sells sandals.
View original language description ↓
Este grupo formado por tres empresarias una de ellas es Jannet tiene43 años de edad, soltera sin hijo, su negocio es la venta de chinelas variadas desde hace 10 años, estas las vende ambulantes y en los mercados cercanos a su localidad, el crédito lo invertirá en la compra de chinelas de esponjas, chinelas sport de hule, chinelas de hule global, chinelas de hombres etc. Rosibel tiene 59 años de edad y su negocio es venta de cosméticos y ropa usada y Nubia tiene 48 años de edad y su negocio es la venta de chinelas.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 30
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Luna De Abril Group's $650 loan helped a member to invest in the purchase of flip-flops, sports shoes, rubber slippers, men's sandals, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 26, 2013
Apr 22, 2013
Currency Exchange Loss:
Sep 27, 2013