A loan of $2,450 helped a member to purchase a variety of perfumes, eye shadows, nail polishes, eyeliners, makeup, lipsticks and shoes.


America (Flat) Group's story

The "America" communal bank is comprised of six people. Each one of them runs a business with the goal of improving their families' living conditions: Guadalupe sells refreshments, Teresa sells cosmetics, Lucia Emilia sells chicken, Enriqueta sells shoes, and Maria sells tortillas. This communal bank is located in San Miguel Soyaltepec, which is known for being on the shores of the Cerro de Oro lake.

Teresa is 30 years old. She completed middle school and she's married to Ivan. They have two children; the eldest one goes to elementary school and the younger one attends preschool. Teresa was taught to work at a very young age. When she got married, she wanted to keep on working in order to help her husband acquire assets for the family they intended to start. That's why she began selling shoes and cosmetics by catalog to her friends within the community. She sells door-to-door by showing her catalogs and taking orders which she then provides and delivers. She reports that she doesn't need to go out to other villages to sell because her community is large. She also reports that since she has been in the business for several years, even on the few occasions when she doesn't go out, people come to her to request her catalogs. What Teresa enjoys the most about her business is that she works during her free time and earns her own money. A loan from Visión Fund will allow her to purchase a variety of perfumes, eye shadows, nail polishes, eyeliners, makeup, lipsticks and shoes.
She wishes that her business continues to do well so that she can keep on providing her little ones with an education. She'd like to invest her profits in the purchase of costume jewelry.

This communal bank gives thanks for the support that Visión Fund provides through these loans.

In this group: Guadalupe , Teresa De Jesus, Lucia Emilia, Marcelina , Enriqueta, Maria

Translated from Spanish by Kiva volunteer Renata Wolff


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