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Rosibel, 47, is currently married.

With the loan she plans to buy coffee seedlings, soil amendments, and fumigants to help her coffee farm. She plans to plant the coffee on a small piece of property she has so she'll get a good crop in the future and, with that, more income, a better quality of life, and economic stability.

This is her first loan from FUDECOSUR. She had not had other loans from state banks before, but FUDECOSUR offered her a loan with better terms and a much lower interest rate.
View original language description ↓
Rosibel, tiene la edad de 47 años, está casada actualmente. Ella con el crédito pretende comprar almacigo de café, abonos y fumigaciones para asistir una plantación de café. Ella tiene pensado sembrar el café en una pequeña propiedad que tiene actualmente para en un futuro obtener una buena producción con ello mayores ingresos y una mejor calidad de vida y una estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 498.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Rosibel to buy seedlings.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 24, 2013
Apr 22, 2013
Currency Exchange Loss:
Apr 17, 2016