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Maritzabel is 27 years old and married. She would like to use this loan to purchase fertilizer and fumigants to help with a coffee crop. She hopes to obtain good production and with that more income to help her family, to earn more profits, have a better quality of life, and a stable financial situation.

This is the first loan she has received from FUDECOSUR. She has not had other loans from state banks, but FUDECOSUR has provided the loan with better facilities and lower interest rates.
View original language description ↓
Maritzabel, tiene la edad de 27 años, está casada actualmente. Ella con el crédito pretende comprar abonos y fumigaciones para asistir una plantación de café. Ella tiene pensado obtener una buena producción con ello mayores ingresos para ayudar a su familia, para obtener buenas ganancias y una mejor calidad de vida y una estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,722,350
    Funds lent in using Kiva
  • 498.6
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,025 helped Maritzabel to purchase materials for a coffee nursery.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 24, 2013
Apr 29, 2013
Currency Exchange Loss: