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José is 43 years old, divorced and lives with with his parents.

He needs this loan to buy seafood. He wants to start this project with the intention of distributing it to different parts of his area. With this, he would like to increase his sales a bit and thus be able to help his parents.

This is the first loan he has received from FUDECOSUR. He has not had previous loans with the state banks, but FUDECOSUR has offered him the loan with better terms and much lower interest rates.
View original language description ↓
José tiene 43 años de edad, es divorciado y vive con los padres. El crédito lo quiere para la compra de mariscos. El quiere iniciar con este proyecto con la intención de distribuirlos a diferentes partes de la zona y con ello aumentar un poco las ventas y los ingresos y así poder ayudar a sus padres. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,715,325
    Funds lent in using Kiva
  • 498.6
    Costa Rica Colones (CRC) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,025 helped Jose to buy seafood.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 23, 2013
Apr 29, 2013
Currency Exchange Loss: