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Misael, an entrepreneurial man, is 67 years old. He is married and lives with his wife and now son. He is requesting a loan with the desire to purchase supplies like fertilizer and fumigants. He wants to assist the cultivation of potatoes, with the end of keeping them in good condition during their development to obtain a high quality product. The only limitation that his man has is that he lacks the funds to continue growing. He ability to move forward depends on this economic activity and for that reason he is making a loan request. It is his first loan that he has received from FUDECOSUR. He is not registered for any other loans in state banks, and FUDECOSUR has provided him with the better facilities and at a much lower interest rate.
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Misael, un hombre emprendedor , tiene 67 años de edad, es casado y vive con su esposa y un hijo actualmente, el solicito un préstamo con el anhelo de comprar insumos como abonos, y fumigantes, el desea dar asistencia a los cultivos de papa, con la finalidad de mantenerlas en buenas condiciones durante su desarrollo, para obtener un producto de buena calidad , la única delimitación que este caballero tiene es la falta de dinero para continuar creciendo, ya que de esta actividad económica dependen para poder salir adelante, por lo que él hace una solicitud de crédito , y es el primer préstamo que ha recibido de FUDECOSUR. El no registra otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja……

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 8
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 498.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Misael to purchase supplies for a potato plantation.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 23, 2013
Apr 22, 2013
Currency Exchange Loss:
Apr 17, 2016