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Ms. Abida is a 34-year-old married woman. For the past 15 years, she has been successfully running a wood sale business. She sells wood to the people of her community, as they use it in making the handles of knives, furniture and for burning purposes.

Over time, Abida has become famous in her area for providing good quality wood of different types. She counts a good client list and makes enough to contribute to the family income. Her husband is a laborer whose income is not sufficient to meet the needs of the family alone.

Abida is requesting a loan of Rs. 40,000 from Kashf Foundation to purchase bundles of wood of good quality with some cutters. She is in her fourth loan cycle with a good repayment history. She expects a boost in her earnings with her loan and plans to spend her profits on expanding her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 263
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Abida to purchase bundles of wood of good quality with some cutters.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2013
Apr 26, 2013
Currency Exchange Loss:
May 17, 2014