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Ms. Azra is a 43-year-old lady who enjoys doing her work of hand embroidery. Her embroidery patterns are very popular in her territory. Due to increased demand for her embroidery designs, she is including other women in her business. She has five children and is motivated to provide her family with the basic necessities of life including food, clothes and education.

In order to meet the growing demand for embroidery, she needs to engage some more women. Therefore, she requested a loan of 20,000 PKR (Pakistan rupees) from Kashf Foundation. In this way, she can manage to buy more frames, needles and threads of different colors which will help in generating more income. She is in her fifth loan cycle with a good repayment history. She hopes to have a good experience with this new loan.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 316
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Azra to buy more frames, needles and threads of different colors which will help in generating more income.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 4, 2013
Apr 26, 2013
Currency Exchange Loss:
May 17, 2014