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Gulbahor is a 42 year old married woman. She has four children. Gulbahor family shares a house with her brother's family in Khuroson region of southern Tajikistan. Her husband and son are migrant workers in Russia. Gulbahor herself sews national Tajik dresses for sale. She also wants to start another business, as the village where Gulbahor lives has good conditions for raising livestock. Gulbahor has a business plan - she and her brother will start raising cattle for meat sales. There is a newly built barn on their property. Gulbahor is requesting this loan to purchase four cows for her herd.
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Гулбахор 42-летняя замужняя женщина. У нее четверо детей. Гулбахор живет со своей семьей и с семьей брата в одном доме в районе Хуросон, на юге Таджикистана. Муж и сын Гулбахор в настоящее время живут и работают в России. Сама Гулбахор занимается шитьем национальных женских платьев. Одновременно она планирует заняться новым видом бизнеса. Село, где проживает Гулбахор очень хорошо подходит для скотоводства. У Гулбахор имеется собственный бизнес-план, она вместе с братом хочет начать бизнес в области животноводства. При дворе у нее есть новопостроенный сарай для содержания скота. Цель займа - приобретение четырех голов крупно-рогатого скота с целью откорма и перепродажи.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 253
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Gulbahor to purchase four cows for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 19, 2013
Apr 22, 2013
Currency Exchange Loss:
Feb 17, 2014