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Chantha is 22 years old. He is a farmer’s son who lives in Prey Veng Province, Cambodia. Currently, he is employed in a financial institution as a credit officer. He makes an income of $4 daily. To be employed in a governmental institution is Chantha’s dream. Therefore, he has enrolled in Royal University of Law and Economics and plans to graduate in 2015. Chantha is requesting a loan of $1000 to pay for his tuition fees. This money will help him complete his degree and fulfill his dream. He expects to earn more money when he graduates with his bachelor’s degree.

Additional Information

More information about this loan

This loan is part of KREDIT’s higher education program, targeted to poor, low-income, and middle-income students who would otherwise not have the means to attain a higher education. With Kiva funding, KREDIT has designed a new product to cater to the needs of students.  KREDIT believes that all students, regardless of income, should have educational opportunities and sees developing human capital as vital to Cambodia’s future.  

Please be advised that this loan may carry a grace period while the student is in school that could lengthen the repayment term. Please refer to this loan’s repayment schedule before lending.


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 96
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped Chantha to pay for his tuition fees.
12% repaid
Repayment Term
69 months (Additional Information)
Repayment Schedule
Apr 22, 2013
Apr 25, 2013
Currency Exchange Loss: