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Bibigul is a 46 year old married woman and mother of threes sons. Her eldest son is 24 years old and already married, the middle son is 18 and the youngest is 6. Bibigul lives, together with her husband, sons and daughter-in-law in Qurgan-Tube in southern Tajikistan. Her husband is a farmer while her eldest son works abroad. Bibigul is a kind and hardworking woman. She has been assisting her husband with the farm for ten years. Now Bibigul wants to expand into livestock business. Her house has a cattle barn and they have feed for the animals. The livestock market is only 3 kilometers away from her home. Bibigul is taking out this loan to purchase cattle for starting her new business.
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Бибигуль 46-летняя замужняя женщина, мать троих сыновей. Старшему сыну 24 года и он уже женат, среднему 18 лет, а младшему сыну 6 лет. Бибигуль с мужем, сыновьями и невесткой проживает в городе Кургантюбе на юге Таджикистана. Ее муж занимаетя сельским хозяйством. Старший сын находится на заработках за пределами страны. Бибигуль добрая и трудолюбивая женщина. Она уже 10 лет совместно с мужем ведет сельское хозяйство. Сейчас Бибигуль хочет начать бизнес в сфере животноводства. При дворе ее дома имеется сарай для содержания скота и имеется корм для скота. К тому же скотный рынок находится в 3 км от ее дома. Бибигуль берет кредит для купли и продажи крупно-рогатого скота для своего нового бизнеса.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 234
    View loans »
    Tajikistan Loans Fundraising
  • $32,063,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Bibigul to purchase cattle for resale as part of her new business venture.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 18, 2013
Apr 22, 2013
Currency Exchange Loss:
May 17, 2014