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Sherlene is 31 years old and married with four children who are in school, Sherlene works very hard to provide for them.

Sherlene runs a general store in the Philippines and requested a PHP 21000 loan through NWTF, to buy additional stock like spices, soap, shampoo, milk, can goods, etc.for sale at her store

Sherlene has been in this business for 10 years. In the future Sherlene would like to save enough money to be able to afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 365
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Sherlene to buy additional stock like spices, soap, shampoo, milk, canned goods, etc for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 15, 2013
Apr 25, 2013
Currency Exchange Loss:
Oct 17, 2013