Leofao is a 40-year-old married woman with eight children. She makes and sells cucumbers, cabbages, etc., in her community to earn a living. She has five years of experience with this business.
Leofao needs a loan to buy new equipment for her business, including veggie seeds, fertilizer, chemicals, a wheelbarrow and gloves. She plans to use her profits to provide for her family's daily needs. Leofao has been a member of SPBD since 2010.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.