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Marley is a young woman who is 20 years of age. She lives in the District of Parcona, which is known for its warm climate and the generosity of its people. Even though she comes from a humble background, Marleny has the desire to make progress despite the adversity she has faced. She is employed as a farm worker at an estate in her city. Marleny works approximately nine hours a day and her work enables her to support her family and pay for the household expenses. In addition, she provides for her nephews who also live at her house. Marleny believes she is moving forward because she is responsible, and above all, honest.

She is extremely grateful to the Kiva lenders. Thanks to the assistance they have provided, she will be able to buy school supplies for her nephews such as notebooks, books, uniforms, and other items so that they can attend school with the things they need. Marleny continues to strive forward each day so that she can fulfill her greatest wish of providing a good education for her nephews, which would enable them to study for a university degree.

View original language description ↓
Marleny es una joven de 20 años de edad, vive en el distrito de Parcona, el cual se caracteriza por tener un clima cálido y la generosidad de sus pobladores. Marleny es una joven de condición humilde pero con muchas ganas de progresar es por ello que a pesar de las adversidades Marleny trabaja como obrera en un fundo agrícola de su ciudad, ella trabaja alrededor de 9 horas al día y con el fruto de su trabajo apoya a su familia con los gastos del hogar y también apoya a sus sobrinos que también viven en su casa; Marleny cree que está saliendo adelante porque es responsable y sobre todo honrada.

Marleny está muy agradecida con los prestamistas Kiva ya que gracias al apoyo que le han brindado podrá comprar los útiles escolares para sus sobrinos como cuadernos, libros, uniformes, entre otros, de esta manera sus sobrinos podrá asistir a la escuela con los materiales necesarios y ella podrá seguir luchando cada día para poder hacer realidad su más grande sueño:” Poder brindarle una buena educación a sus sobrinos y poder estudiar una carrera universitaria”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 121
    View loans »
    Peru Loans Fundraising
  • $61,994,300
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Marleny to buy notebooks, books, uniforms, and other school supplies for her nephews.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 25, 2013
Currency Exchange Loss:
Mar 17, 2014