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Francisca is 61 years old, and lives with her husband and two children in their own home. For more than 25 years, Francisca has made a living farming corn and beans on the land pictured above, and she is a very responsible, hardworking woman. The income she is able to generate form her harvests is always put towards covering her family's household expenses, but it is often not enough.

With the support from this loan, Francisca plans to purchase agricultural products for tending her crops, including: manure, seeds, fertilizers and other items. She hopes that this investment will help her to improve the quality of her soil as well as her future harvests and overall quality of life.
View original language description ↓
Doña Francisca de 61 años de edad, vive con su esposo y sus 2 hijos en casa propia se dedica la agricultura, desde hace mas de 25 años su principal siembra es el maíz y el fríjol, Es una mujer responsable y trabajadora con las cosechas que recoge logra solventar todos los gastos de su hogar. Doña Francisca solicita un crédito para poder comprar insumos agrícolas como: abonos, semillas, fertilizantes, entre otras cosas necesarias para seguir con sus cultivos y poder hacerle una mejora al terreno que muestra en la fotografia donde siembra sus cultivos ya que con los que gana no le alcanza para cubrir esos gastos y así tener mejores ingresos y una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 585
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Francisca to purchase agricultural products for tending her crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 21, 2013
Apr 20, 2013
Currency Exchange Loss:
Jul 20, 2013