A loan of $1,200 helped to buy small appliances and provisions.

Maria Bernarda's story

María lives in the town of Soledad with her husband and two children, ages 11 and 9. She generates income with a small department store where she sells household items such as pots, sets of dishes, and small appliances. Recently she has added provisions to make the most advantage of her store.

She developed her business plan little by little with her own experience in the last 10 years. During this time she went from having a shop in her house to a small store when she rented a space in a more commercial space so she could generate more customers and increase sales potential, which is what happened. Now she makes her purchases in various towns on the coast and she makes sales in cash and on credit.

Currently her clientele has grown and she needs to have more working capital to make bulk purchases. This is why she's asking for a Kiva loan, her first financing from Fundación Mario Santo Domingo.

She'll buy small appliances and provisions to increase her inventory to respond to her customers' needs. This is exactly what makes her Kiva loan a successful investment.

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Translated from Spanish by Kiva volunteer Catharine Wall

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