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Se-Bo-Gnan Group
In this Group: Adèle, Odette, Victorine, Gisèle E.
The group SE-BO-GNAN comprises four persons who reside in the same district. The group's representative, Adèle, is 33 years old. She is the one in the photo with her hand raised. Adèle is married to a man named Antoine. The couple have two children, of whom one is in school, and both are in their care. Adèle and her husband live together with their children and jointly ensure that the different household expenses.

Adèle did not attend school. She has been selling jewelry via the distribution system for a dozen years. This enables her to respond to the needs of her family without much difficulty.

Concerned about further satisfying her customers, she would like to bolster her business. To do so, she is requesting, along with the other members of the group SE-BO-GNAN, an initial loan from ALIDé.
View original language description ↓
Le groupe SE-BO-GNAN est formé de quatre personnes qui résident dans le même quartier. La représentante de ce groupe, nommée Adèle, est âgée 33 ans. Adèle est celle dont la main est levée sur la photo. Adèle est mariée à un certain Antoine. Le couple a deux enfants, dont un scolarisé et tous à leur charge. Adèle et son mari vivent ensemble avec leurs enfants et assurent ensemble les différentes charges de la maison. Adèle n'a pas fréquenté l'école. Adèle vend des bijoux par la méthode de distribution depuis douze ans ; ce qui lui permet de répondre sans grande difficulté aux besoins de sa famille. Dans le souci de mieux satisfaire ses clients, Adèle désire renforcer son activité. Pour ce faire, Adèle sollicite, ensemble avec les autres membres du groupe SE-BO-GNAN, un premier crédit auprès de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 502.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Se-Bo-Gnan Group's $350 loan helped a member to purchase jewelry to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 27, 2013
Apr 22, 2013
Currency Exchange Loss:
Dec 17, 2013