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Cesar Cástulo
Cesar has lived in the municipality of Managua with his family for the past 58 years. He has worked as hygienist for a state company for the past 20 years. He is a widower with one person under his care. He is requesting a loan from Kiva partner CEPRODEL to pay for construction materials like sand, cement and bricks to put up a new wall, since the current one is in bad condition and Cesar needs to repair it to make his home safer. He is requesting this loan to be able to improve his family's standard of living and awaits the support from organizations like this one that helps people with few economic resources, since his salary is only enough for sustenance.
View original language description ↓
Don Cesar Cástulo vive en un municipio de Managua donde habita con su familia desde hace cincuenta y ocho años, se desempeña como Higienista en una empresa del estado, desde hace veinte año que labora para dicha institución, es viudo con una persona a su cargo.

Esta solicitando crédito a CEPRODEL, para realizar gastos de compra de materiales de construcción como arena, cemento, bloque para levantar pared nueva ya que esta en mal estado y necesita repararla para tener seguridad en su vivienda.

Don Cesar Cástulo necesita este financiamiento para poder mejorar el nivel de vida de su familia y espera el apoyo de estos organismos que ayudan a persona de bajos recursos económicos, ya que con su salario solo alcanza para el sustento de la alimentación.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 40
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Cesar Cástulo to purchase construction materials.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Apr 9, 2013
May 1, 2013
Currency Exchange Loss:
Jul 18, 2014