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Habet is a 23-year-old farmer from the Shirak region. He lives with his parents and, together with them, is involved in agriculture.

Habet runs a farm which currently includes 18 cows, 20 calves and 56 lambs. He also owns agricultural land where he cultivates wheat and potatoes. Habet's mother milks cows and makes dairy products that Habet and his father sell in the local market.

As the main source of the family's income comes from the farming business, Habet would like to expand it. He has requested this loan to purchase 10 little pigs and five calves and to renovate the old barn. The loan is very important for Habet to increase his livestock and renovate the barn, which is too old.

Habet hopes that the loan will help him to increase his income, and he will be able to continue the expansion of his farm.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 161
    View loans »
    Armenia Loans Fundraising
  • $17,086,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Habet to pay for 10 little pigs, five calves and renovation of the barn.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 12, 2013
Apr 24, 2013
Currency Exchange Loss:
May 17, 2015