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Juraqul is 47 years old, married and has four children. He lives in Hatlon region in southwestern Tajikistan, more precisely in the J.Rumy district. His eldest son works abroad. Juraqul is requesting this loan to purchase a sewing machine (model Yamata) for his daughter. He wants to help his daughter start a sewing business. His daughter can embroider national Tajik dresses and she needs a modern sewing machine with embroidery function for this purpose. Juraqul decided to turn to Kiva for a loan. In the future he is planning to use the profits from his daughter's business to repair the family's home.
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Чуракулу 47 лет, он женат и у него четверо детей. Он со своей семьей живет в Хатлонской области в юго-западной части Таджикистана, а точнее в районе Руми. Старший сын работает за пределами страны. Чуракул запрашивает кредит для покупки швейной машины (модели Yamata) для своей дочери. Он хочет помочь дочьке с начатием бизнеса. Его дочь умеет вышивать национальные платья, и ей необходима новая модернизированная швейная машинка. Чуракул решил обратиться в организацию за получением кредита. В будущем Чуракул планирует отремонтировать свой дом за счет полученного дохода от деятельности дочери.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 248
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Juraqul to purchase a sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 15, 2013
Apr 22, 2013
Currency Exchange Loss:
Jan 18, 2014