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Seda lives in the Syuniq region with her husband and two sons. Seda works at the local village hall as an accountant. As there is a high unemployment rate in the region, Seda's salary is hardly enough to cover her family's basic costs. Seda, together with her husband and sons, is also involved in agriculture. They keep 2 cows, 3 calves, 11 lambs and 20 chickens. They also cultivate wheat. The whole family works hard to gather a good harvest and sell it in the local market. But, having no financial means for covering transportation costs, it is very difficult for Seda's son to take the harvest to the market and sell it.

Seda has requested this loan to purchase a cow and cover fuel costs. The loan is very important for the whole family to be able to expand their agricultural activity and gather more income.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 133
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Seda to pay for two cows and fuel costs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 10, 2013
Apr 24, 2013
Currency Exchange Loss:
Jul 20, 2013