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La Victoire 9 Group
In this Group: Albertine , Alougba Bertille, Micheline Omonniyi
La Victoire 9 is a group of three people, of which the members all live together. The representative of the group, Albertine, is the one whose hand is raised in the photo. Albertine is 43 years old and is married to a Lookman, a miller. The couple has five children, all under their care. Some of the children go to school. Albertine and Lookman live together with their children. Together, the couple takes care of the different household expenses. Albertine did not go to school.

Albertine sells various goods (rice, soap, sugar, sardines, oil) and charcoal from her home. She procures her goods in a market in Benin. This business allows her to support her and her family's needs without much difficulty.

Albertine and the other members of the La Victoire 9 group are seeking for their first time financial support from Alide in order to increase their working capital and their business, and to better respond to the needs of their customers.
View original language description ↓
LA VICTOIRE 9 est un groupe de trois personnes, dont les membres sont des cohabitantes. La représentante du groupe, Albertine est celle dont la main est levée sur la photo. Albertine est âgée de 43 ans est mariée à Lookman, un meunier. Le couple a cinq enfants, tous à leur charge et dont certains sont scolarisés. Albertine et Lookman vivent ensemble avec leurs enfants. Le couple assurent ensemble les différentes charges de la maison. Albertine n’a pas fréquenté l'école. Albertine vend des produits divers (riz, savon, sucre, sardine, huile) et du charbon de bois son domicile. Albertine s’approvisionne dans un marché du Bénin. Cette activité lui permet de subvenir sans grande difficulté, à ses besoins et à ceux de sa famille. Albertine et les autres membres du groupe LA VICTOIRE 9 sollicitent pour une première fois, l’appui financier de ALIDé en vue de renforcer leur fonds de roulement et leur activité et de mieux répondre aux exigences de leur clientèle.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 502.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of La Victoire 9 Group's $300 loan helped a member to buy charcoal, vegetable oil, and other goods.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 22, 2013
Apr 21, 2013
Currency Exchange Loss:
Oct 19, 2013