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Ms Rafiqa is a 56-year-old widow. She is the mother of one daughter and two sons. She works hard to satisfy their wants and demands, including food, clothing, and medical and marriage expenses.

For the past seven years, she has been in the manufacturing business. Specifically, she makes various handmade rugs and mats. She explains that she is known in her area as someone who provides high-quality products, which she happily does for the sake of her family. She also sews as a part-time job to generate additional income. In this way, she is able to pay for her family's living expenses.

This is her sixth year with Kashf Foundation, and she is satisfied with the foundation's support. She is applying for a loan in the amount of 30,000 PKR to buy high-quality wool, nylon, and polyester. With the loan proceeds, she expects to be able to generate an increase in sales and to, therefore, better support her family.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 346
    View loans »
    Pakistan Loans Fundraising
  • $16,490,375
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Rafiqa to expand and improve her manufacturing business by purchasing high-quality raw materials (e.g., wool, nylon, and polyester).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 15, 2013
Apr 24, 2013
Currency Exchange Loss:
May 17, 2014