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Phan's Group
In this Group: Phan, Neng, Chanthorn
A citizen from a rural area located in the Dambae district where farming is a common way to earn a living, Phan is age 39 and married. She and her husband have struggled to feed the family by growing cassava and selling grocery items in the village. She and her husband have been in these businesses for 10 years.
Phan has been with Kiva’s partner, VisionFund, for five loans and she completely paid back the loans. Her group members have been with VisionFund for from four to six loans. The past loans have helped Phan to relieve her family’s burden. Now she is leading her group of three to apply for a loan. As the leader, she wants to use her portion to plow the field and use a portion of it to spend on buying more grocery items to resell. She hopes this loan will enable her to increase her family’s income so as to better her living condition.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 91
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • 3,986.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phan's Group's $1,775 loan helped a member to plow the field for farming and to buy more grocery items to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 20, 2013
Apr 23, 2013
Currency Exchange Loss:
Oct 17, 2014