A loan of $2,225 helped a member to refill her variety shop and sell the goods.


Ngailut Group's story

Twelve hardworking tribal women form the “Ngailut Lom” group; it means “Love Group”.

Lhingngah is the featured borrower, and she is pictured with her hand raised. She lives now with her 4-year-old adopted son after her husband passed away few years ago. She resides with her son at her brother’s house.

When Lhingngah’s husband was alive, she had to borrow money from others for his treatment, since her husband had to go undergo prolonged medical treatment. As she had debts to pay back for her husband‘s medical treatment, after the death of her husband she started a small variety shop in her house so that she can slowly pay back the debts.

Lhingngah runs a variety shop in her village, and her shop is located on the front side of her house. She gets the supplies from the main city and sells them at a profit in the village. She says she started her variety shop because there are very few grocery/variety shops in the village, and this will benefit her as well as the villagers.

She says that she is able to pay back her previous debts and now she wishes to expand her shop by refilling the stocks. She will purchase canned fish, sugar and various cereals and sell them when she gets the loan. At present, she sells all daily essential commodities that are mostly used in the village. With the Kiva loan, she will get her shop refilled and try to make savings in the bank.

Lhingngah’s dream is to have her own house where she and her son can live. She hopes to let her son get a good education, and says her son is her motivational factor when she is losing hope in life. She is looking forward to life with positive aspects and guidance from God.

In this group: Lhingvah, Nemchin, Lhinhngah, Lhingjahat, Nengneilhing, Pupui *, Heting, Hoineichong, Lhingneilam, Vahneikim, Phalvei, Ngahneilhing
*not pictured



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