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Helena is a widow and has 4 children, 3 of whom are already adults. She owns the home where she lives with her family and she does not support anyone else. She is a gardener by profession. With this loan she plans to purchase construction materials ( beams, metal panels, cement, sand, etc.) to continue work on an addition to her home. In the future she hopes to complete her home to offer more comfort to her family. To do this, she promises to make her payments on time in order to request additional loans from Hluvuku. Her challenge is to improve her family's standard of living.
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Viúva e mãe de 4 filhos, 3 dos quais já maiores de idade, vive na casa própria com a sua família e não sustenta mais ninguém.
É jardineira de profissão e com o presente empréstimo pretende comprar material de construção (barrotes, chapas, cimento, areia e outros) para dar continuidade com ampliação da sua casa.
No futuro deseja concluir a sua casa e oferecer conforto a sua família, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é conseguir melhorar o nível de vida da sua família.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 38
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 30.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Helena to purchase construction materials (beams, metal panels, cement sand, etc.) to continue an expansion of her home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 2, 2013
Apr 21, 2013
Currency Exchange Loss:
Oct 17, 2014