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Rafael is single and does not have any children yet. He lives in his parents' home and does not support anyone else. He is a shop assistant and will use this loan to purchase construction materials (cement, metal panels, sand, blocks, windows, etc.) to build his house. In the future, he hopes to finish his house and open an agency selling automobile parts. To achieve this he promises to make his payments on time in order to request additional loans from Hluvuku. The challenge he faces is that he needs to work more in order to have access to larger loans and realize his dreams.
View original language description ↓
Solteiro e sem filhos ainda, vive em casa dos seus pais e não sustenta mais ninguém.
É ajudante da loja e com o presente empréstimo pretende comprar material de construção (cimento, chapas, areia, blocos, janelas e outros) para construir a sua casa.
No futuro deseja concluir a sua casa e abrir uma agência de venda de pecas de automóveis, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é trabalhar mais para poder aceder a empréstimos mais altos e realizar seus sonhos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 54
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 30.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Rafael to purchase construction materials (cement, metal panels, sand, blocks, windows, etc.) to build his home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 2, 2013
Apr 21, 2013
Currency Exchange Loss:
Mar 27, 2014