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Lat's Group
In this Group: Lat, Soeurt, Kunthea
Lat, 41, is married and blessed with three children—two schoolchildren and one paid worker. She and the rest of her family are living in Battambang province’s Ek Phnom district. Her main source of family income is from rice cropping. To earn additional income, her husband works for another employer for a fee. From the current business, she is able to earn up to 37,000 KHR per day. Lat is an eight-time borrower with VisionFund (Kiva’s partner). The past loans, which she has repaid completely, have upgraded her living status in a gradual manner and provided her decent meals for her kids. Now, she is in a group of three to apply for a new loan with VisionFund (Kiva’s partner). She and one of her joint members are seeking 1,400,000 KHR each, while her remaining member is applying for 1,200,000 KHR. For Lat as the group leader, she will use her loan portion to pay the plowing fee and to purchase rice seed for her farmland. She hopes to grow her rice timely and fruitfully so as she can make more income to better her lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 3,984.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Lat's Group's $1,025 loan helped a member to pay the plowing fee and to purchase rice seed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 22, 2013
Currency Exchange Loss:
Apr 16, 2014